Common challenges
- Dense statements with unclear categories and pass-through costs
- Proposals that compare only selected rates
- Qualification issues without transaction-level evidence
- Multiple merchant accounts, providers, gateways, or business units
How TSC helps
- Effective-rate and fee-category analysis
- Interchange, markup, gateway, and ancillary-fee separation
- Qualification and card-mix review
- Provider proposal normalization and implementation priorities
Frequently asked questions
Your questions answered.
What should be provided for a review?
Recent complete processing statements are the usual starting point. Depending on the question, TSC may also request gateway reports, card-mix detail, transaction exports, contracts, or workflow information.
Does a lower quoted rate always mean a lower total cost?
No. Total cost can be affected by interchange qualification, card mix, gateway and software fees, ancillary charges, transaction methods, and operational work.
Talk with TSC
Let’s find the right next step.
Book a consultation or contact us with your payment question. We will help identify what to review and explain the next steps.