Commercial card qualification

Commercial card processing with the right data

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Common challenges

  • Required fields are missing, incomplete, or formatted incorrectly
  • Data exists in the ERP but never reaches the card network
  • Qualification varies by channel, business unit, or gateway
  • Savings estimates are based on assumptions rather than transaction evidence

How TSC helps

  • Commercial card mix and downgrade review
  • Enhanced-data field mapping
  • Gateway and integration validation
  • Before-and-after statement monitoring

Commercial card data and today’s rules

Extra transaction detail can affect eligible commercial-card fees. Visa’s US Commercial Enhanced Data Program (CEDP) has replaced its legacy Level 2/3 programs. Mastercard has separate requirements. TSC checks card eligibility, data quality, gateway and processor support, and the actual net cost before recommending changes.

Frequently asked questions

Your questions answered.

What information is commonly associated with enhanced data?

Requirements vary, but can include tax information, invoice or customer references, item descriptions, quantities, unit measures, and other transaction detail.

Can the ERP provide the required information automatically?

Often it can, but the ERP edition, gateway, processor, integration method, and available fields must be confirmed before promising automated qualification.

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Let’s find the right next step.

Book a consultation or contact us with your payment question. We will help identify what to review and explain the next steps.